Grounded Oaks Capital Management FAQ

Question 1

What does Grounded Oaks Capital Management do?

Accepted Answer

Grounded Oaks Capital Management Inc. is a financial planning and investment firm in Bloomington, Illinois. The firm helps clients build, protect, and pass on wealth through financial planning, investment management, tax efficiency planning, insurance strategies, and legacy planning.

Question 2

Where is Grounded Oaks Capital Management located?

Accepted Answer

Grounded Oaks Capital Management is located at 315 E Front Street Ste A, Bloomington, IL 61701. The office is in downtown Bloomington and is available by appointment.

Question 3

What is the phone number for Grounded Oaks Capital Management?

Accepted Answer

The phone number for Grounded Oaks Capital Management is (309) 452-7881. Customers may call the Bloomington office to ask questions or request an appointment.

Question 4

Is Grounded Oaks Capital Management a fiduciary?

Accepted Answer

Yes, Grounded Oaks Capital Management describes its advisors as fiduciary and holistic wealth advisors. That means the planning process is designed to put the client’s best interest first while looking at financial planning, investments, tax efficiency, insurance, and legacy needs together.

Question 5

Who should consider working with Grounded Oaks Capital Management?

Accepted Answer

Grounded Oaks Capital Management may be a fit for people planning for retirement, navigating a major life transition, or wanting a more coordinated wealth strategy. The website specifically references retired business owners, executives, professionals, business owners, widows, divorcees, tech professionals, and federal employees.

Question 6

Do you offer financial planning?

Accepted Answer

Yes, Grounded Oaks Capital Management offers financial planning in Bloomington, IL. The planning approach connects money to personal goals and can include retirement planning, education planning, cash flow planning, risk management, and ongoing reviews.

Question 7

Do you offer investment advice?

Accepted Answer

Yes, Grounded Oaks Capital Management offers investment advice through its financial planning and investment management services. Portfolio guidance is designed around each client’s goals, risk comfort, and time horizon.

Question 8

What investment account types or products do you offer?

Accepted Answer

Grounded Oaks Capital Management’s current voice-search data lists SEP IRAs, IRAs, SIMPLE IRAs, 401(k)s, traditional IRAs, solo 401(k)s, and brokerage accounts. Call (309) 452-7881 to confirm which account type is appropriate for your situation.

Question 9

Do you help with retirement planning?

Accepted Answer

Yes, Grounded Oaks Capital Management helps clients plan for retirement and retirement income. The process may include retirement needs analysis, Social Security optimization strategies, pension and annuity analysis, and withdrawal strategies.

Question 10

What is tax efficiency planning?

Accepted Answer

Tax efficiency planning helps clients look for ways to reduce unnecessary tax burdens and align tax strategy with the broader financial plan. Grounded Oaks Capital Management includes tax efficiency as a core service for clients who want a more coordinated retirement and wealth plan.

Question 11

Do you help business owners?

Accepted Answer

Yes, Grounded Oaks Capital Management works with business owners as part of its specialized planning expertise. The website notes proactive strategies to help reduce taxes during and after the sale of a business.

Question 12

Do you help widows or divorcees?

Accepted Answer

Yes, Grounded Oaks Capital Management identifies widows and divorcees as clients who may need specialized financial clarity during major life transitions. The firm’s role is to help organize decisions and provide planning guidance during a difficult season.

Question 13

Do you help federal employees or tech professionals?

Accepted Answer

Yes, Grounded Oaks Capital Management lists tech professionals and federal employees among the groups it serves. The planning work can address unique benefits, retirement structures, and long-term financial decisions.

Question 14

What is legacy planning?

Accepted Answer

Legacy planning helps clients decide how assets should be protected, transferred, and used for family or charitable goals. Grounded Oaks Capital Management’s legacy planning may involve estate-planning coordination, trusts, powers of attorney, healthcare directives, long-term care considerations, and tax-aware transfer strategies.

Question 15

Do you offer estate planning?

Accepted Answer

Grounded Oaks Capital Management offers legacy and estate planning guidance as part of holistic wealth planning. The firm helps clients think through how assets should go where they want, when they want, in a meaningful and tax-aware way.

Question 16

Do you offer insurance strategies?

Accepted Answer

Yes, Grounded Oaks Capital Management offers insurance strategy guidance as part of the broader wealth management plan. The website references life insurance, long-term care insurance, disability income insurance, and liability coverage as areas that may be reviewed.

Question 17

How do I schedule an appointment?

Accepted Answer

Appointments can be requested by calling (309) 452-7881 or using the contact form on the Grounded Oaks Capital Management website. The site notes that Jeff Augspurger’s office is by referral or by invitation only.

Question 18

Do you accept appointments or walk-ins?

Accepted Answer

Grounded Oaks Capital Management is by appointment only. Customers should call (309) 452-7881 before visiting the Bloomington office.

Question 19

What are your business hours?

Accepted Answer

Grounded Oaks Capital Management is by appointment only, and exact public office hours are not listed on the website. [Confirm exact business hours]

Question 20

Are you open on holidays?

Accepted Answer

Grounded Oaks Capital Management’s current voice-search data says the office is closed on all major holidays. Call (309) 452-7881 to confirm availability around a specific holiday.

Question 21

What forms of payment do you accept?

Accepted Answer

Grounded Oaks Capital Management’s current voice-search data lists cash and personal checks as accepted payment methods. [Confirm any additional payment methods]

Question 22

Do you have parking available?

Accepted Answer

Yes, current voice-search data says parking is available for Grounded Oaks Capital Management. [Confirm parking details for the 315 E Front Street Ste A location]

Question 23

What does parking cost?

Accepted Answer

Parking information from current voice-search data says parking is available at no cost. [Confirm parking location and any time limits]

Question 24

Do you have handicapped parking?

Accepted Answer

Yes, current voice-search data says handicapped parking is available. Customers with accessibility questions can call (309) 452-7881 before their appointment.

Question 25

Is your building handicapped accessible?

Accepted Answer

Yes, current voice-search data says the Grounded Oaks Capital Management office is handicapped accessible. Customers may call ahead to confirm the easiest entrance and parking option.

Question 26

Do you have a wheelchair accessible restroom?

Accepted Answer

Yes, current voice-search data says a wheelchair accessible restroom is available. Customers may call (309) 452-7881 with any specific accessibility questions before visiting.

Question 27

Do you have wheelchair-accessible seating?

Accepted Answer

Yes, current voice-search data says wheelchair-accessible seating is available. The office can answer specific accessibility questions by phone before an appointment.

Question 28

Do you offer free Wi-Fi?

Accepted Answer

Yes, current voice-search data says free Wi-Fi is available. Ask the office for access details during your appointment.

Question 29

Is your business pet friendly?

Accepted Answer

Grounded Oaks Capital Management’s current voice-search data says service animals only. Customers with accessibility or service-animal questions should call the office before visiting.

Question 30

Is there an ATM at this location?

Accepted Answer

No, current voice-search data says there is not an ATM at this location. Grounded Oaks Capital Management is a financial planning and investment firm, not a bank branch.

Question 31

Do you have safety deposit boxes here?

Accepted Answer

No, current voice-search data says safety deposit boxes are not available at this location. Customers looking for banking storage services should contact a bank or credit union.

Question 32

What makes Grounded Oaks Capital Management unique?

Accepted Answer

Grounded Oaks Capital Management is unique for its holistic fiduciary approach to wealth management and its focus on life transitions. The firm combines financial planning, investment management, tax efficiency, insurance strategy, and legacy planning with specialized guidance for business owners, widows, divorcees, tech professionals, and federal employees.

Question 33

What is the Grounded Oaks Process?

Accepted Answer

The Grounded Oaks Process is a planning approach that moves from discovery to strategy, execution, advanced planning, and ongoing oversight. The website describes a broader process that addresses lifestyle design, tax reduction, tax-free asset creation, cash flow, investments, risk defense, health care, charitable coordination, and legacy preservation.

Question 34

What areas do you serve?

Accepted Answer

Grounded Oaks Capital Management is located in Bloomington, Illinois and serves clients by appointment. [Confirm service area or service radius]

Question 35

Is Grounded Oaks Capital Management near Normal, IL?

Accepted Answer

Yes, Grounded Oaks Capital Management is located in Bloomington, IL, near Normal and the broader Bloomington-Normal community. Customers should schedule an appointment before visiting the downtown Bloomington office.

Question 36

Does Grounded Oaks Capital Management publish pricing online?

Accepted Answer

Grounded Oaks Capital Management does not publish a detailed pricing schedule on the pages reviewed. [Confirm pricing or fee structure]

Question 37

Does Grounded Oaks Capital Management offer guarantees?

Accepted Answer

Grounded Oaks Capital Management does not publish financial guarantees on the pages reviewed. Financial planning and investment outcomes can vary, so clients should discuss risks, fees, and expectations directly with the advisor.

Question 38

What should I bring to a first appointment?

Accepted Answer

For a first appointment, bring questions about your goals and any relevant financial information the advisor requests. Grounded Oaks Capital Management starts by learning your story, values, goals, concerns, and financial picture before developing a strategy.

Question 39

How can I contact Jeff Augspurger?

Accepted Answer

Jeff Augspurger can be contacted through Grounded Oaks Capital Management by calling (309) 452-7881 or emailing jeff@groundedoaks.com. The contact page also lists jeff@groundedoakscapitalmanagement.com as a contact email.

Question 40

Are advisory services offered through a registered advisor?

Accepted Answer

Yes, the website states that advisory services are offered from Strong Retirement, an SEC Registered Advisor. Customers can review the firm’s Form ADV and CRS links on the Grounded Oaks Capital Management website.

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